Certificate IV in Finance and Mortgage Broking

We’ve partnered with Entry Education, a registered training organisation (RTO:41529). Together, we’re bridging the gap between necessary qualifications and job-ready talent, empowering future brokers, seasoned experts, and support staff to be extraordinary. 

Our practical Certificate IV in Finance and Mortgage Broking (FNS40821) has been designed to revolutionise the education standard in our industry and kick-start your journey to becoming brilliant in broking.

So, what are you waiting for? Be part of the revolution.

Take the Leap

Curated Workshops

Curated Workshops

Online learning modules and online workshops facilitated by our trainer

Next cohort starts 20th of May 2024

Enrol now
Accelerate at your own pace

Accelerate at your own pace

Online learning modules with the option to attend workshops

Get started anytime

Enrol now
Recognition of Prior Learning

Recognition of Prior Learning

Online skills assessments with self-paced and workshop options

Get started anytime

Enrol now

Key Outcomes

During the development of our qualifications, we focused on the learning outcomes to ensure you have job-ready skills when you graduate

The key outcomes you will gain from are:

  • Understand the DNA of the Industry and its history

  • Learn to foster professional relationships with customers and other industry professionals

  • Understand and action key stages of applications

  • Collect, verify and understand various types of documents such as income documents, statements and more

  • Meet and understand your NCCP and BID requirements using broker software

  • Complete, understand and present servicing calculators and lender documentation

  • Package applications for various lenders using lodgement software

  • Understand and manage the application process from the start to the end of the term

  • Manage and assist with loan documents and settlements

  • Confidently select lending products and structure a loan in your customer’s best interest

  • Confidently communicate and nurture customers

  • Work with broker software to complete and produce compliance documents

  • Learn how to educate customers throughout their application journey

The Structure

We have combined units of competency to create a real-world experience. Here are the skills you will gain. 

Working with customers to identify and present suitable lending solutions

  • Identify client needs and present broking options (FNSFMB412)
  • Apply and maintain knowledge of financial products and services (FNSINC412)
  • Establish client relationships and analyse needs (FNSASIC311)

Prepare and submit loan submissions

  • Develop and maintain professional relationships in financial services (FNSCUS511)
  • Conduct work according to professional practices in the financial services industry (FNSINC411)
  • Prepare loan applications on behalf of clients (FNSFMB411)

Manage loan applications

  • Provide information on financial products and services to clients (FNSSAM421)
  • Comply with financial services regulation and industry codes of practice (FNSFMK515)
  • Design and produce business documents (BSBTEC301)

Manage professional skills and development

  • Manage personal and professional development (BSBPEF501)
  • Deliver and monitor a service to customers (BSBOPS304)
  • Develop personal work priorities (BSBPEF402)

Throughout these topics, we have integrated compliance and technology concepts. Rather than reading a document on these principles, you will experience them through the loan application process.


Can I do a mixture of options?

Yes! All options are available if you enrol in our qualifications.

Depending on your learning style, you may want to do a mixture of self paced, RPL and workshops. This is a great way to get the most out of your qualification.

The best part is that even if you finish your qualification, you can still attend the workshops for your cohort!

What is Recognition of Prior Learning (RPL)?

Recognition of prior learning is available for those with industry experience. RPL is all about the skills and knowledge you’ve collected through your professional experience. If you qualify for RPL, this means you are provided with an opportunity to have the skills and knowledge you have developed outside the formal education system assessed and valued against qualifications frameworks.

Can I transfer to Brokerversity?

In some cases we can offer Credit Transfers of your completed Unit of Competencies. Check out this Credit Transfer article to learn more.

How long will it take me?

Our Certificate IV in Finance and Mortgage Broking is designed to be both guided and self paced, you can complete the qualification in your own time and still attend the workshops!

Workshop Option: 6 Months
RPL Option: Roughly 4+ weeks
Self-Paced Option: Roughly 2-4+ weeks

What’s the process?

Once you enrol in your chosen pathway, you will get access to the learning materials and a MyCRM log in.

For Workshops:
You will attend monthly guided workshops hosted by our dedicated trainer.

For RPL:
Once enrolled, you will receive a call from our dedicated trainers who will ask a series of questions to determine what units we can sign you off on. You will then be required to upload evidence of your experience.

Once complete, our trainer will review the material and sign you off on the related units of competency.

Any units that can’t be signed off based on your experience, you will need to complete. You can do this by attending workshops or opting for the self-paced version (or both)

For Self Paced:
Once enrolled, you can begin learning and completing assessments.

Who is this best for?

The Certificate IV in Finance and Mortgage Broking is best for anyone including:

Operations Managers
New to Industry
Loan Writers

It’s important to note that if you are looking to be a Mortgage Broker, many industry bodies and some lenders will require you to have your Diploma within 12 months

Is there a minimum time in the industry to qualify for RPL?

No! However, your eligibility for RPL is dictated by your experience, this means that if you have no experience in the finance and mortgage broking industry, you will not be eligible for any units to be gained through RPL. Many people who have 6+ months experience will be able to go through the RPL pathway.